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Whether it's a new home loan, an investment property, or just reviewing your current mortgage, our local experts are ready to assist you.
Don't hesitate to contact us
Have a question? Looking for assistance? Trying to get pre-approved for a loan? We’re here for you.
9755 Dogwood Road Suite 250 Roswell, GA 30075
Mon-Fri : 08.00 AM - 06.00 PM Sat-Sun : Closed
404-303-7411
bcline@buckheadhomeloans.com
Frequently Asked Questions
A major benefit to getting prequalified is that it provides you with a realistic budget as you search for your future home.
In the current real estate market, prequalification is essential, especially for first-time buyers. In a multiple offer scenario, buyers without a letter of prequalification are often not taken seriously.
For the right borrower, an FHA loan can be the perfect mix of accessibility, affordability and flexibility. Because they are insured by the Federal Housing Administration, FHA loans generally have lower down payments, lower closing costs and lower credit requirements than conventional loans.
Buying your first home can seem challenging. Keep in mind that patience and preparation are vital in navigating the home loan process successfully. Check out top tips for first-time homebuyers from our team of mortgage lenders.
For some homeowners, refinancing their home loan makes sense, even in a rising interest rate environment. Others choose a mortgage refinance to accelerate their timetable to pay off their mortgage, or to lock in interest rates.
You'll need to take several things into account when determining how much you can comfortably afford. Consider how much you make, your monthly expenses, how much money you have saved, how much you can put towards a down payment, current interest rates and current home values.
Your credit score plays an important role in determining whether or not you qualify for a loan, as well as the type of loan you may qualify for and the interest rate. Lenders use your credit score to determine risk. While higher credit scores usually mean better rates, you may still qualify for a mortgage loan even if your score is less than perfect.
Before you apply for a mortgage, check your credit report and make sure it is accurate. If you find any issues, take care of them immediately, as this can take a while. Contact the credit bureaus and provide any information they require so you can clean up your report and improve your credit score. Make sure to pay all of your bills on time as well.