VA Loan

The VA Loan is a valuable tool that military members and veterans may use

As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or zero down payment. VA Loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages.

      
   4.9104 reviews

What is a VA Loan?

A VA Loan is a type of home loan that is guaranteed by the US Department of Veteran Affairs. It is designed to help eligible Veterans, active-duty service members, and surviving spouses buy, build, or refinance a home.

Home Purchase

There’s a lot to think about when buying a house – and it’s normal to have questions, especially if you are a first time home buyer.

Refinance

Maybe you want to change your term or lower your payment or payoff your loan faster. A rate and term mortgage could be your key to both.

Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Frequently Asked Questions

What Is The Eligibility Criteria?

To qualify for a VA loan, you have to meet one or more of the following:

You served 90 consecutive days of active service during wartime
You served 180 days of active service during peacetime
You have 6 years of service in the National Guard or Reserve, or served 90 days under Title 10 or Title 32 orders
You are a spouse of a service member who died while serving or due to a service-related disability

What Credit Score is Required?

In general, a score of 580 or higher is needed for a VA Loan. Scores as low as 500 are acceptable with a few extra requirements.

How Much Can I Borrow?

If you have full VA entitlement, there are no limits or maximum borrowing caps.

What Are The Advantages?

VA Loans offer no down payment loans without mortgage insurance at competitive rates.

Can I Use My Benefits More Than Once?

You can buy multiple houses using a VA loan, the entitlement amount charged/restored to each loan determines if a down payment is needed on the additional properties.

2026

Helping People Since

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Customers Served

Helping Turn Dreams Into Realties Since 1998

We have the experience, the social track record, and access to the right resources to get loans done.

Ready to Buy or Refinance?

Take Our 60 Second Smart Homebuyer Quiz To Find Out How Much You May Qualify For

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75000

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Excellent 740+

Good 700-739

Average 660-699

Fair 580-659

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What Our Customers Say

       EXCELLENT  
   Based on 104 reviews 
    
 
 
 
   
 
 
      Posted on Google  
   
   Robert Ahlers 
 84 days ago
 
 
 Trustindex verifies that the original source of the review is Google. This is my second fourth time using Buckhead Home Loans. Briggs and his team are very efficient and their rates are always competitive.  I highly recommend them and will use them on my next purchase.
  
 
     Posted on Google  
   
   kw 
 93 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We collaborated directly with Briggs Cline, a highly meticulous and precise professional. He promptly addressed all our inquiries and guided us through each step of the process with exceptional accuracy regarding dates and overall professionalism. We eagerly anticipate the opportunity to work with him again on future projects. I wholeheartedly recommend Buckhead Home Loans. Sincerely, The Wallace’s
  
 
     Posted on Google  
   
   nancy alexis 
 138 days ago
 
 
 Trustindex verifies that the original source of the review is Google. +1
especially Aaron I thank you so much for all those work for me be patient with me step-by-step for me to be done the right way
  
 
     Posted on Google  
   
   Carley Richey 
 199 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Buckhead Home Loans is the absolute best!! They are all very helpful and friendly. They make the home buying process go smoothly. Highly recommended using them for your next home purchase!
  
 
     Posted on Google  
   
   Edmond Henry 
 355 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Buckhead Home Loans are the absolute best when purchasing a property. They were very easy to work with, and kept me informed every step of the purchase. I would give them 10 stars!!!!!
  
 
     Posted on Google  
   
   Rick Musto 
 373 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Buckhead Home Loans has always taken care of my buyer clients with great communication and very competitive rates and pricing. Kris Thurman is one of their top Loan Officers.
  
 
     Posted on Google  
   
   Brianna 
 399 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Anthony & Debbie are absolutely FANTASTIC! My husband and I are both self-employed, which makes our income situation a little tricky. Where other lenders wouldn’t even give us a chance, Anthony and Debbie fought for us, confidently worked through the challenges, and found real solutions to get our loan approved. I worked as an underwriter for 7 years, so I know firsthand how difficult our file was — and they still got it done. We’re so impressed and so thankful. Thank you, Buckhead Loans!
  
 
     Posted on Google  
   
   Irene Hiyoshi 
 560 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Kris Thurman was very attentive, professional, and prompt with refinancing our Florida property. We are very happy with the successful and happy end result.
  
 
     Posted on Google  
   
   sherry donohue 
 639 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Aaron Craft and his team are very professional and efficient throughout the entire loan process.  I highly recommend Buckhead Home Loans for your next refinance,  or home purchase.
  
 
     Posted on Google  
   
   Tamar Saintil 
 650 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Tommy was the absolute best!!! This is my second time working with him and I will work with him again and again. It was a smooth transaction and he’s made the home buying process so great! Thanks again!!!

Let's Find a Loan That's Right For You

Whether you are buying a new home, getting cash from your home’s equity, seeking a more affordable payment, or want to pay off your home loan sooner, our mortgage professionals explain your options simply and clearly — and offer you competitive rates and terms to help you save.

Our mission is to help give you the smartest path for homeownership, regardless of your starting point.

Years Experience

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Dream it, Mortgage, and Make It Real

Loan programs, along with 100% financing options from Buckhead Home Loans aimed to make homeownership achievable.

Experience Homeownership with Ease

Personalized, low-pressure, action-oriented, focused on building trust while guiding clients toward the next step

1. Complete Your Application

Applicants can start online or over the phone to determine affordability.

2. Become a Certified Home Buyer

Once the loan application is received, your loan officer will review your loan options.

3. Time for Processing

A processor verifies information, orders the appraisal, title report, and homeowners insurance.

4. Closing on Your New Home

Once the loan is cleared to close, the loan documents are sent to the title company for signing.

(404) 303-7411

(404) 920-8988